%0 Conference Article %T Nabil bank as a financial institution in Nepal %A Ray, M.. %A Litvinova, Y.A. %K products and services, commercial bank, innovative technologies, customers, SWOT analysis %J SCIENCE TRANSFORMS REALITY – 2024 %D 2024 %P 3 %I FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov