@article{Erofeev2024trends,
author={Erofeev, A.N. and Maklakova, E.A.},
title={Trends in the development of the Russian insurance market},
conference={SCIENCE TRANSFORMS REALITY – 2024},
publisher={FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov},
year={2024},
pages={196-201},
}