%0 Conference Article %T Trends in the development of the Russian insurance market %A Erofeev, A.N. %A Maklakova, E.A. %K Insurance, insurance market; insurer; insurance product; insurance premium; reinsurance %J SCIENCE TRANSFORMS REALITY – 2024 %D 2024 %P 5 %I FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov