TY CONF TI Trends in the development of the Russian insurance market KW Insurance KW insurance market; insurer; insurance product; insurance premium; reinsurance JO SCIENCE TRANSFORMS REALITY – 2024 AU Erofeev, A.N. AU Maklakova, E.A. PY 2024 PB FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov