@article{Andronnikov2024problems,
author={Andronnikov, L.A. and Maklakova, E.A.},
title={Problems of consumer credit market development in Russia},
conference={SCIENCE TRANSFORMS REALITY – 2024},
publisher={FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov},
year={2024},
pages={222-227},
}