%0 Conference Article %T Problems of consumer credit market development in Russia %A Andronnikov, L.A. %A Maklakova, E.A. %K credit, credit product, bank loan, consumer loan, mortgage, debt burden %J SCIENCE TRANSFORMS REALITY – 2024 %D 2024 %P 5 %I FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov