@article{Khannanov2024non-state,
author={Khannanov, I.R. and Maklakova, E.A.},
title={Non-state pension funds in the pension system},
conference={SCIENCE TRANSFORMS REALITY – 2024},
publisher={FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov},
year={2024},
pages={240-243},
}