%0 Conference Article %T Non-state pension funds in the pension system %A Khannanov, I.R. %A Maklakova, E.A. %K non-governmental pension funds, pension provision, funded pensions, pension insurance, investment of funds %J SCIENCE TRANSFORMS REALITY – 2024 %D 2024 %P 3 %I FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov