%0 Conference Article %T DIGITALIZATION AS A FACTOR OF ECONOMIC TRANSFORMATION %A Zinoveva, I.S. %A Moskovskaya, V.S. %K digitalization of the economy, marketplaces, non-cash payments, the "green" sector %J MANAGER OF THE YEAR – 2024 %D 2024 %P 3 %I FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov