TY CONF TI DIGITAL TECHNOLOGIES IN THE FINANCIAL SECTOR OF THE ECONOMY KW digital technologies KW finance KW innovation KW digital ecosystem JO MANAGER OF THE YEAR – 2024 AU Flusova, E.D. AU Zinoveva, I.S. PY 2024 PB FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov