TY CONF TI THE SPECIFICS OF THE ACTIVITIES OF MICROFINANCE ORGANIZATIONS IN THE RUSSIAN FEDERATION KW microfinance organizations KW microloans KW financial services KW credit KW financial products. JO MANAGER OF THE YEAR – 2024 AU Schelegov, A.V. AU Zinoveva, I.S. PY 2024 PB FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov