%0 Conference Article %T ANALYTICAL TOOLS FOR REGULATING DEBT OBLIGATIONS OF CLIENTS AND COMPANIES %A Shtondin, I.V. %A Panyavina, E.. %A Maklakova, E.A. %K regulation, analysis, assessment, tools, commercial organization, economic potential %J SCIENCE TRANSFORMS REALITY - 2025 %D 2025 %P 4 %I FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov