TY CONF TI ANALYTICAL TOOLS FOR REGULATING DEBT OBLIGATIONS OF CLIENTS AND COMPANIES KW regulation KW analysis KW assessment KW tools KW commercial organization KW economic potential JO SCIENCE TRANSFORMS REALITY - 2025 AU Shtondin, I.V. AU Panyavina, E.. AU Maklakova, E.A. PY 2025 PB FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov