@article{Kurasova2025educational, author={Kurasova, K.A. and Zinoveva, I.S.}, title={EDUCATIONAL LOAN AND ITS ROLE IN OBTAINING HIGHER EDUCATION}, conference={MANAGER OF THE YEAR – 2025}, publisher={FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov}, year={2025}, pages={156-162}, }