%0 Conference Article %T SELECTION OF INSURANCE PRODUCTS: TYPES, METHODS AND FEATURES %A Kurasova, K.A. %A Zinoveva, I.S. %K insurance, risks, personal insurance, property insurance, obligations, insurance premium %J MANAGER OF THE YEAR – 2026 %D 2026 %P 5 %I FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov