%0 Conference Article %T ANALYSIS OF METHODS AND MODERN INFORMATION SOLUTIONS FOR ASSESSING CLIENT SOLVENCY %A Sumina, Y.E. %K solvency, banking methods, scoring, credit risk, fundamental analysis, information system, machine learning, digital transformation, borrower assessment algorithms %J MODELING INFORMATION SYSTEMS AND TECHNOLOGIES – 2026 %D 2026 %P 6 %I FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov