TY CONF TI EFFICIENCY OF LEVERAGED CAPITAL RAISINGMODERN KW operational leverage KW financial leverage KW storage of financial assets KW lending KW profitability KW efficiency JO Manager of the Year AU Ivanov, A.. AU Dzhaginyan, Y.A. AU Bezrukova, T.L. AU Shtondin, A.A. PY 2022 PB FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov