@article{Maklakova2022mobile,
author={Maklakova, E.A. and Usenko, N.S. and Se, C..},
title={MOBILE COMMERCE AND MOBILE PAYMENTS},
conference={Manager of the Year},
publisher={FSBE Institution of Higher Education Voronezh State University of Forestry and Technologies named after G.F. Morozov},
year={2022},
pages={151-156},
}