Voronezh, Russian Federation
the article analyzes the impact of digital technologies on the financial sector of the economy, highlights the main advantages, challenges and risks associated with digitalization. The new opportunities presented by digital technologies for financial institutions are described. The article also draws attention to the need for regulation, combating digital inequality and improving the skills of employees in the context of digitalization of the financial sector.
digital technologies, finance, innovation, digital ecosystem
1. Schegoleva, N. T. Tehnologii i finansovye innovacii : uchebnik dlya vuzov / N. G. Schegoleva. – Moskva : Izdatel'stvo Yurayt, – 2024. – 81 s. – ISBN 978-5-534-16353-7.
2. Yudina, M. A. Industriya 4.0: perspektivy i vyzovy dlya obschestva. Gosudarstvennoe upravlenie / M. A. Yudina. – Sankt-Peterburg: Elektronnyĭ vestnik, 2022. – S. 203-230. – ISBN 978- 8114-2310-1.
3. Eskindarov, M. A. Paradigmy cifrovoĭ ekonomiki: Tehnologii iskusstvennogo intellekta v finansah i fintehe / M. A. Eskindarov, V. I. Solov'ev. – Moskva: Kogito-Centr, 2019. – 198 s. – ISBN 978-5- 9511-0007-8.
4. Rudenko, M. N. Strategicheskoe planirovanie : ucheb. posobie / M. N. Rudenko. – Perm' : Perm. gos. nac. issled. un-t., 2022. – 167 s. – ISBN 978-5-89764-780-4.
5. Federal'naya sluzhba gosudarstvennoy statistiki: oficial'nyy sayt. – Moskva: Rosstat. – URL: https://rosstat.gov.ru (data obrascheniya 13.03.2024).
