EDUCATIONAL LOAN AND ITS ROLE IN OBTAINING HIGHER EDUCATION
Abstract and keywords
Abstract (English):
The article examines various aspects of educational loans, including their economic effectiveness and impact on social equality. The role of the state and educational institutions in the field of educational lending is considered. An important aspect of obtaining an educational loan is the economic status of the family, which affects the possibility of obtaining a loan. Students from families with limited financial resources, as well as from remote areas, more often resort to educational loans to gain access to higher education. In turn, the educational lending market is becoming increasingly popular among the population, which contributes to its development and improvement.

Keywords:
educational credit, higher education, government programs, credit programs, bank.
References

1. Studencheskie zaymy — dolg studentov. URL: https://www.nerdwallet.com/article/loans/student-loans/student-loan-debt (data obrascheniya: 19.03.2025) – Tekst : elektronnyy.

2. Kreditovanie obrazovaniya. URL: https://ru.y-axis.com/student-education-loan/ (data obrascheniya: 21.03.2025) – Tekst : elektronnyy.

3. Novost' RBK. URL: URL: https://www.rbc.ru/industries/news/67a4634a9a794771a7bc621f (data obrascheniya: 21.03.2025) – Tekst : elektronnyy.

4. Kovalev, V. V. Finansovyy analiz / V. V. Kovalev. – Moskva: Prospekt, 2022. – 448 s. URL: https://opac.nsuem.ru/mm/2022/000266345.pdf

5. Programma Erasmus+. URL: https://en.wikipedia.org/wiki/Erasmus%2B (data obrascheniya: 24.03.2025) – Tekst : elektronnyy.

6. Novosti Ministerstva nauki i vysshego obrazovaniya RF. URL: https://minobrnauki.gov.ru/press-center/news/novosti-ministerstva/93604/ (data obrascheniya: 24.03.2025)– Tekst : elektronnyy.

7. Informaciya Banka Rossii. URL: https://cbr.ru/banking_sector/credit/coinfo/?id=350000004 (data obrascheniya: 30.03.2025) – Tekst : elektronnyy.

8. Tomskaya oblastnaya Duma. URL: http://old.duma.tomsk.ru/page/8764/ (data obrascheniya: 02.04.2025) – Tekst : elektronnyy.

9. Aleksandrov, R. P. Rynok obrazovatel'nyh kreditov v Rossii: analiz i prognozy / R. P. Aleksandrov. – Novosibirsk: Sibirskoe izdatel'stvo, 2022. – 220 s. URL: https://www.elibrary.ru/ip_restricted.asp?rpage=https%3A%2F%2Fwww%2Eelibrary%2Eru%2Fitem%2Easp%3Fedn%3Dvxfqhl

10. Mihaylov S.S. Obrazovatel'nye kredity za rubezhom: sravnitel'nyy analiz. - Kazan': Izdatel'stvo "Kazanskiy universitet", 2024. - 150 s. URL: https://amgpgu.ru/upload/iblock/c5c/mihaylovobrazovatelnoekreditovanievrossiiizarubezhom.pdf

11. Novost' RBK. URL: https://www.rbc.ru/industries/news/67a4634a9a794771a7bc621f – (data obrascheniya: 02.04.2025)Tekst : elektronnyy.

12. Vasil'eva, E. Yu. Analiz dostupnosti obrazovatel'nogo kreditovaniya dlya razlichnyh sloev naseleniya / E. Yu. Vasil'eva // Regional'naya ekonomika: teoriya i praktika. – 2021. – № 6. – S. 101-109. URL: https://argorussia.ru/sites/default/files/2024-02/20_Rostovskaya%20Vasil'eva%20%28EKONOMIChESKIE%20I%20SOCIAL'NYE%20PEREMENY%20FAKTY%2C%20TENDENCII%2C%20PROGNOZ%29.pdf

13. Shubenkina K.A Obrazovatel'noe kreditovanie v Rossii i za rubezhom / Ershova T.B. // Podderzhka obrazovatel'nyh iniciativ, 2022, T. 4, № 2, s. 45-56. URL: MINOBRNAUKI ROSSII

Login or Create
* Forgot password?