Russian Federation
Russian Federation
The article is dedicated to the issues of consumer lending, as one of the fastest growing segments in banking credit. It is noted that the influx of borrowers with higher debt levels ensures a gradual increase in the credit burden on the retail portfolio as a whole. The structure and features of the consumer credit market development are examined, taking into account the influence of consumer demand dynamics and the growth of borrowers' debt burden.
credit, credit product, bank loan, consumer loan, mortgage, debt burden
1. Analiz tendenciy v segmente roznichnogo kreditovaniya na osnove dannyh byuro kreditnyh istoriy № 2, 2023 g. Informacionno-analiticheskiy material Banka Rossii. URL: https://cbr.ru/Collection/Collection/File/49059/inf-material_bki_2023sh.pdf.
2. Analiz tendenciy v segmente roznichnogo kreditovaniya na osnove dannyh byuro kreditnyh istoriy № 2, 2022 g. Informacionno-analiticheskiy material Banka Rossii. URL: https://cbr.ru/Collection/Collection/File/43945/inf-material_bki_2022sh.pdf.
3. Ilunina A. A., Maklakova E. A. Organizaciya samostoyatel'noy raboty studentov v obuchenii professional'no-orientirovannomu inostrannomu yazyku // Aktual'nye voprosy yazykovoy podgotovki v tehnicheskom vuze: tradicii i innovacii. Sbornik trudov Vserossiyskoy zaochnoy nauchno-prakticheskoy konferencii s mezhdunarodnym uchastiem / pod obschey redakciey L.A. Baranovskoy. 2020. S. 99-102.
